Terms of Use

1. Acceptance of Terms

Welcome to AstraVest Hub. By accessing or using our investment education platform, blog, and related services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our services. These terms constitute a legally binding agreement between you and AstraVest Hub. We reserve the right to modify these terms at any time, and continued use of our platform after changes constitutes acceptance of the modified terms. Your use of our services is also governed by our Privacy Policy and Cookie Policy, which are incorporated by reference into these Terms of Use.

2. Educational Content and Disclaimer

AstraVest Hub provides educational content about investment strategies, portfolio management, financial analysis, and South African market insights including JSE and ZAR investments. All content on our platform is for informational and educational purposes only and does not constitute financial advice, investment recommendations, or solicitation to buy or sell securities. We are not licensed financial advisors, and our content should not be relied upon as the sole basis for investment decisions. Past performance discussed in our materials does not guarantee future results. Market conditions, economic factors, and individual circumstances vary significantly. You should consult with qualified financial professionals before making investment decisions. We make no warranties about the accuracy, completeness, or timeliness of information presented on our platform.

3. User Responsibilities and Conduct

As a user of AstraVest Hub, you agree to use our platform responsibly and lawfully. You must provide accurate information when creating accounts or subscribing to our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree not to use our platform for any unlawful purpose, to transmit harmful code or malware, or to interfere with platform functionality. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission. Scraping, automated data collection, or unauthorized commercial use of our platform is strictly prohibited. You must not impersonate others or misrepresent your affiliation with any entity. We reserve the right to suspend or terminate accounts that violate these terms.

4. Intellectual Property Rights

All content on AstraVest Hub, including text, graphics, logos, images, analyses, articles, and software, is the property of AstraVest Hub or its content suppliers and is protected by South African and international copyright, trademark, and intellectual property laws. Our brand name, logo, and all related marks are trademarks of AstraVest Hub. You may view and download content for personal, non-commercial use only, provided you retain all copyright and proprietary notices. Any other use requires our prior written consent. User-generated content you submit to our platform grants us a non-exclusive, worldwide license to use, reproduce, and display such content in connection with our services. You represent that you own or have necessary rights to any content you submit and that it does not violate third-party rights.

5. Limitation of Liability

To the maximum extent permitted by South African law, AstraVest Hub, its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use our platform or services. This includes but is not limited to investment losses, data loss, business interruption, or loss of profits, whether based on warranty, contract, tort, or any other legal theory. We do not guarantee uninterrupted or error-free service and are not responsible for delays, failures, or technical issues beyond our reasonable control. Some jurisdictions do not allow limitation of liability for certain types of damages, so these limitations may not apply to you. In any event, our total liability shall not exceed the amount you paid us, if any, for accessing our services.

6. Governing Law and Contact

These Terms of Use are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of Johannesburg, South Africa. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

For questions regarding these Terms of Use or to report violations, please contact us using the information above. We appreciate your cooperation in maintaining a safe and valuable educational platform for all users.